AML Policy

Effective Date: 15 March 2026

Lakhsman Wellness Private Limited maintains an Anti-Money Laundering (AML) framework to detect, prevent, and respond to suspicious financial activity, impersonation, fraud, and misuse of payment or wallet systems.

Prohibited Activity

• Money laundering, layering of funds, use of third-party identities without authorization, forged payment proof, chargeback abuse, and circular or suspicious payment routing are prohibited.
• Any attempt to use the company platform for unlawful transfers, false beneficiary creation, or disguised financial activity is strictly forbidden.
• The company may treat unusual wallet activity, repeated refunds, duplicate callbacks, or unexplained payment patterns as risk indicators.

Monitoring and Review

• Transactions may be monitored through automated controls, manual review, device checks, KYC comparison, ledger review, and fraud-risk screening.
• Accounts or payments may be placed on hold while clarification, beneficiary proof, or supporting documentation is requested.
• The company may decline or reverse transactions that do not satisfy internal AML and fraud-prevention standards.

Internal Actions and Reporting

• Where serious concern exists, the company may freeze withdrawals, reject credits, suspend the account, or escalate the matter for legal review.
• The company may cooperate with regulators, banks, payment partners, law-enforcement authorities, and other lawful agencies where required.
• Record retention and internal logging may be used to support audits, investigations, and compliance reporting.

Use of the platform constitutes acceptance of these AML controls and the company right to investigate suspicious behavior.

Company Contact Details

Company Name: Lakhsman Wellness Private Limited

Registered Office: Lakhsman Wellness Private Limited, Hutpa, Hazaribag, Jharkhand, INDIA (825313)

Phone: 8434673299

Email: hy@lakhsmanwelleness.in